chapter 7 bankruptcy Dallas

How Automatic Stay In Bankruptcy Stops Your Creditors?

Call: 888-297-6203 Filing for bankruptcy results in a court order called the automatic stay. It helps to immediately stop most collection actions filed against you by any creditor, collection agency, or government entity. In addition, bankruptcy can prevent you from being evicted, foreclosure, repossession, loss of essential resources like utility, and wage garnishments. This relief can be temporary or permanent in some cases. What can Automatic Stay Prevent? The automatic can help you prevent utility disconnections when you are behind utility bills and face disconnection of water, gas, telephone service, electricity. Disconnection can be prevented for up to [...]

2025-08-13T05:02:39+00:00
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Want To Reapply For Bankruptcy Again?

Call: 888-297-6203 If you have already filed for bankruptcy once, it is possible to reapply for bankruptcy again. However, there are time limitations for getting rid of debts after you receive a discharge under either chapter 7 or 13 bankruptcy. Time Limitation to apply for Discharges There is no time limit for filing for bankruptcy a second time. However, if you do so within a very short period of time, you will not be eligible to get a discharge – forgiveness from a debt. Also filing for bankruptcy will end up being a waste of time and money. [...]

2023-04-19T09:36:42+00:00
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An Overview of Chapter 13 Bankruptcy

Call: 888-297-6203 If you are looking for a way to get rid of your financial debts, you can opt to file for bankruptcy. Chapter 7 bankruptcy allows you to wipe out all your qualifying dates in 4 to 6 months without repaying your creditors. However, this chapter is available to people with very little disposable income. People who earn a significant income and wish to protect their valuable property can file for bankruptcy under chapter 13. In this case, their disposable income is used to pay their creditors throughout a 3- to 5-year repayment plan. Chapter 13 bankruptcy [...]

2023-04-14T08:46:49+00:00
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What Do You Mean By A Bankruptcy Discharge?

Call: 888-297-6203 For individual debtors, the most important part of the Chapter 13 bankruptcy case is the bankruptcy discharge – an order that eliminates and makes you free from all previous dues and debts that you owed – credit cards, utility bills as well as medical bills. Once you get the discharge, no creditors can harass or trouble you for any outstanding dues or debts, neither can they file a lawsuit against you for non-payment nor can they take any other course of action to collect the debt amount. When should you expect the discharge? If all your [...]

2025-08-25T12:53:25+00:00
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What Is A Bankruptcy Discharge?

Call: 888-297-6203 Most people who have filed for bankruptcy are looking forward to the order that wipes out their qualifying debts such as utility bills, credit card balances, personal loans, and medical debt. This order, known as bankruptcy discharge, specifies that you are no longer responsible for the discharged debts. As a result of this order, the creditor can no longer pursue you for non-repayment of debt, report you to credit reporting agencies, or file a lawsuit against you. In order to get a bankruptcy discharge, you need to officially file the petition provide the court with accurate [...]

2025-08-13T04:34:53+00:00
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Is Bankruptcy Filing Possible Even If I Can’t Leave The House Due To Coronavirus?

Call: 888-297-6203 Desperate times require desperate measures. Considering that the COVID-19 pandemic has made it difficult for people to step out, the rules for filing for bankruptcy have also been amended. Thanks to the temporarily changing of rules, many courts now allow bankruptcy lawyers to represent their quarantined clients. So, the primary step to getting a bankruptcy discharge is hiring an adequate bankruptcy lawyer. Since you cannot step out to look for one, you can ask your friends, neighbors, or family members for references. You can also find a lawyer using the online directory or through the State [...]

2025-08-06T07:02:09+00:00
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All You Need To Know About Bankruptcy Exemptions

Call: 888-297-6203 When you file for bankruptcy, the prima facie focus is on the exemptions that you can get under Chapter 7 and Chapter 13. Hence, these play a very significant role in both Chapters. Chapter 7 – Under this Chapter, based on the exemption applicable, you get to keep or surrender your assets and property. Chapter 13 – However, under this Chapter, based on the exemption you get, you are liable to pay your unsecured debts to the creditors. If you are looking to benefit from the exemptions and get a better chance at it, it is [...]

2025-08-21T13:26:57+00:00
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Bankruptcy Filing In 2022

Call: 888-297-6203 The past two years have wreaked havoc on several lives, and it is no wonder that several people struggling with their finances consider filing for bankruptcy. However, before you contemplate that, you need to know the basics regarding the process. The federal law established the bankruptcy system to help people struggling with debts get a fresh financial start. Different states provide different bankruptcy exemptions which allow you to protect some equity in your home, car, retirement account, household furnishings, etc. However, luxury properties like boats, artwork, jewelry, rental property, stocks, and bonds are usually not exempted. [...]

2025-08-12T11:48:05+00:00
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Chapter 7 Bankruptcy Overview

Call: 888-297-6203 Chapter 7 bankruptcy is usually preferred by people who cannot pay back the debts they owe. However, there are certain restrictions regarding who can file for this chapter of bankruptcy. Individuals whose gross income is lower than the state's median income can qualify for this bankruptcy chapter. There are other ways also for individuals to qualify for this chapter. Suppose your income is high, but paying monthly debts leaves you with an amount that cannot be used to repay the creditors through the Chapter 13 plan. Then you might qualify for Chapter 7. If you have [...]

2025-09-05T12:42:21+00:00
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Know The Difference Between Personal And Corporate Bankruptcy

Call: 888-297-6203 Bankruptcy can be the perfect way to get rid of personal and business debt and emerge with a clean financial slate. However, lawyers of Dallas based law firm say that personal and business bankruptcy have different chapters and rules. Personal bankruptcy Personal bankruptcy can be filed under chapter 7 or chapter 13. While chapter 7 is for people who have little to no income and cannot afford to pay back their debts, chapter 13 is for people with regular income. Such individuals repay their debt through a payment plan. Generally, individuals filing for chapter 7 bankruptcy [...]

2025-08-12T11:46:27+00:00
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