Debt Settlement

What Are The Ways To Stop Harassment From A Medical Debt Collector?

Call: 888-297-6203 Are you being pestered by medical debt collectors? It's not just you. Medical debt is a problem for millions of Americans. There are several things you should be aware of before using your retirement or existing money. So what options do debt collectors have? Activities of Debt Collectors Each account, we may contact you up to 7 times per week. send you email validation alerts or give you that information over the phone. can electronically reach out to you in confidence. This includes sending you email, SMS messages, or direct messages (direct communications on social media) [...]


All About Bankruptcy Schedule D

Call: 888-297-6203 Bankruptcy just like any other legal or judicial procedure demands a lot of documents and forms. One such schedule is schedule D which is also known as Form 106D. This form is basically used by bankruptcy filers to indicate lenders who can claim an asset that is under the filer’s possession. The lenders in question here are the ones who have lent money for a collateral, which can be repossessed by the lender and should be listed on form 106D. Know more about other schedules and statements of bankruptcy at Secured and unsecured debt distinction [...]


When You Might Lose Bankruptcy Discharge Rights?

Call: 888-297-6203 Discharge forms an important aspect of bankruptcy. A bankruptcy without discharge practically makes so sense as it is not relieving the debtor from any of the debts and the same must be settled maybe with some alterations in the future. The benefit of starting with a clean slate is lost if the bankruptcy does not provide for any discharge. Ultimately a bankruptcy without discharge ends up just an attempt to buy time and stabilize the financial condition, which can be literally of no benefit. To know more about bankruptcy advantages and drawbacks, log on to [...]


Medical Bankruptcy And Its Steps

Call: 888-297-6203 Medical expenses or unpaid dues can be one of the most uncontrollable reasons to file for bankruptcy. It is unfortunate and very harsh to have to file a medical bankruptcy. If bankruptcy is due to financial mismanagement, it is something that can be fixed as it is something which controllable and something that is due to a mistake. However, medical bankruptcy isn’t the same thing. It for sure makes bankruptcy a good thing and helps an individual suffering from financial and health trauma-free. Know more about bankruptcy at Bankruptcy framework Not often cause of bankruptcy [...]


What Happens To Nonexempt Assets During Bankruptcy?

Call: 888-297-6203 Often during bankruptcy, a lot of assets are under the scanner. Especially, in chapter 7, one might end up with many assets. However, not all assets are lost. There are certain exemptions that are available to safeguard some of the necessary assets of the bankruptcy filer. These assets are known as exempt assets. These must be indicated in the bankruptcy form. The form can be amended later and the assets you wish to retain or claim an exemption can be indicated. This can be done before the creditor's meeting. Know more about bankruptcy procedures and other [...]


Secured Debts And Bankruptcy

Call: 888-297-6203 Secured debts and bankruptcy have a very deep relation with each other. The most powerful aspect of bankruptcy linked to secured debts is the automatic stay. This does not allow any lender to foreclose or repossess any collateral or asset unless and until directed by the bankruptcy court. This collateral or asset in question could be a car or a house pledging which a debtor might have secured debt. However, an automatic stay does not mean the debtor can get a chance to keep the asset without making any payments. To know more about bankruptcy terms [...]


Can I Lose My Rental Property On Filing For Bankruptcy?

Call: 888-297-6203 While filing for bankruptcy, though exemptions protect your house, your rental property (apartment, commercial space, etc.) might be under threat. Depending on whether you are filing for chapter 7 or chapter 13, the fate of these properties are decided, say lawyers of Los Angeles law firm ( Rental property in chapter 7 While filing for Chapter 7 bankruptcy, any property that is exempt (under federal or state laws) can be kept by the debtor. Most states allow homestead exemption up to a dollar amount while others might allow protecting the entire interest of the debtor in [...]


Steps To Get Lien Off A Title After Bankruptcy

Call: 888-297-6203 According to bankruptcy lawyers of Dallas based law firm (, you can either get your debts reaffirmed i.e. continue paying for them or get them discharged. Sometimes, lenders might contact the court prior to a bankruptcy filing and have a judgment against you. Sometimes, this might result in a lien against your property. When this happens, the property cannot be sold or transferred utill the lien is removed. Sometimes, even after getting the debts discharged through bankruptcy, you might still have a lien on the property. If this happens, you need to follow these steps to [...]


How To Get A Mortgage After Bankruptcy?

Call: 888-297-6203 Getting a mortgage after bankruptcy is difficult. However, if you control your finances and improve your credit history, there are chances that you can get a home loan if you are selective about applying for it. Lawyers of Los Angeles law firm ( say, that it might be sooner than later. Affect of bankruptcy on your credit score Once you opt for bankruptcy, you should know that it stays on your credit report for 10 years; sometimes even longer if the loan was for more than $150,000. Your credit score is affected by this as well [...]


Getting A Credit Card Post-Bankruptcy

Call: 888-297-6203 Once you go through bankruptcy, whether chapter 7 or chapter 13, you might realize that getting a credit card is extremely difficult. However, instead of being disheartened, get to know the alternatives, say lawyers of Dallas based law firm ( One of the best alternatives is to get a secured credit card, department store cards, or get credit cards with a consignor. Once you behave responsibly with these, the chances of getting a regular credit card improve drastically. However, before applying for one, it is important to think whether you need one or not? This is [...]

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