chapter 13 bankruptcy lawyers

What Critical Deadlines Are There In The Chapter 13 Bankruptcy Case?

Call: 888-297-6203 Filing for bankruptcy is not easy but it is not hard as well. You will need to look out for some critical deadlines that should be considered in chapter 13. If you filed a bankruptcy case earlier than this one- If you got a discharge from the earlier case then these deadlines should pass before you apply for another one, (a) If you filed chapter 7 bankruptcy earlier, then 4 years should be passed from the date of filing this chapter 13 bankruptcy. (b) If you filed chapter 13 bankruptcy earlier, then 2 years should be [...]

2023-04-19T13:21:58+00:00

How To Purchase A Vehicle After Filing For Bankruptcy?

Call: 888-297-6203 When buying a car or any vehicle you should always be alert and make wise and smart moves. Especially after filing for bankruptcy. It is not the best time to buy a vehicle after filing for bankruptcy but it is not a bad thing to do as most of your previous debts would be cleared and you will have a fresh start. You can get a vehicle loan but at a much higher rate as your credit report shows that you are a higher credit risk. But before taking any loans, you will have to increase [...]

2023-04-19T12:27:42+00:00

Does Bankruptcy Affect You Financially?

Call: 888-297-6203 In the situation of a financial crisis, bankruptcy may be the only door open for you for a debt-free life. But nothing comes only with benefits. Bankruptcy has both positive as well as negative consequences. Not only during the case, but even later, bankruptcy will affect your life financially. 1) Types of Bankruptcy Most people file for bankruptcy either under Chapter 7 or Chapter 13. In chapter 13, the debtor needs to file a plan as to how they schedule to repay monthly debts, or parts of it, from the income at present over 5 years. [...]

2023-05-19T07:01:14+00:00

Common Myths About Consumer Bankruptcy And Its Reality?

Call: 888-297-6203 To people, bankruptcy is a bad and shameful thing to do and should not be done but it is not true as most people have heard the common myths and have misunderstandings about bankruptcy which the creditors try to convince you because it will be their loss. Here are some common myths about bankruptcy- Bankruptcy is for people who don’t want to pay bills or have a huge amount of outstanding bills. It is not true, most of the creditors are inflexible and do not understand the debtor's situation, they want all their money immediately and [...]

2023-04-19T13:17:29+00:00

The Timeline That You Will Need To Follow While You File For Bankruptcy Under Chapter 7

Call: 888-297-6203 In terms of information providing for chapter 7 bankruptcy, it is technical in terms but the process is straightforward. The process to file is almost the same everywhere but it might vary from state to state. Here are the stems that are common in most of the states. Consultation- You should first consult a good attorney presenting your financial status, the attorney will guide you through the process and tell you whether you need to go forward with chapter 7 or chapter 13. Sometimes the attorney may do so with no cost. For a good attorney [...]

2023-04-19T12:14:32+00:00

Can Parking Tickets Be Discharged In Chapter 7?

Call: 888-297-6203 Under chapter 7 some types of parking tickets can be discharged. These are the following – parking tickets; red light tickets; standing compliance; automated speed enforcement (cameras); and, automated traffic law enforcement (cameras). Parking tickets-  All tickets which are older than 3 years from the date of filing can be waived off under chapter 7 bankruptcy. If the tickets are lesser than 3 years, you will have to pay the original amount. Normally if the ticket is $50 then after the deadline it doubles into $100. So if you are filing for Chapter 7 bankruptcy, it goes back to [...]

2023-04-19T12:10:32+00:00

Consumer Bankruptcy – All That You Need To Know!

Call: 888-297-6203 Bankruptcy is a legal action that helps a person or business to get a new secured financial future if he/she cannot pay his/her bills and loans. It has to be filed in federal court and by a bankruptcy attorney. The two types of bankruptcy under which one can file are discussed below in brief. Chapter 7 bankruptcy – It is also known as straight bankruptcy. Here, all your dischargeable debts are discharged against your non-exempt property. Exempt properties are those that are necessary to start a new life. Almost all your assets come under exempt properties [...]

2023-04-19T12:04:10+00:00

What All You Need To Know While Preparing For A Meeting With The Trustee?

Call: 888-297-6203 Trustee meeting is a very essential aspect when filing for bankruptcy. This meeting is also referred to as “341 Meeting” or “Meeting of Creditors”. What is a trustee meeting? The basic criterion of the trustee meeting is the oath-taking confirmation. Here, the trustee, under oath will first confirm your identity by verifying your Photo ID as well as your Social Security card. Post this, the trustee will require your first-hand confirmation to signing of the bankruptcy petition papers along with your signatures. This is done to prevent any kind of malpractice or deceptive act. The above [...]

2023-04-19T10:11:44+00:00

Understanding Automatic Stay In Bankruptcy

Call: 888-297-6203 An injunction known as automatic stay is enforced when you file for bankruptcy. This prevents creditors from taking any sort of collection action against you. Usually, the automatic stay starts immediately after filing for a Chapter 7 bankruptcy petition. As a result of the automatic stay, lawsuit filing, telephone harassment, wage garnishment, etc., cannot occur. What does automatic stay help you with? The automatic stay prevents all sorts of collection lawsuits, creditor harassment, and collection actions. It remains in place till your chapter 7 bankruptcy case lasts. The automatic stay can temporarily or permanently stop the [...]

2023-04-19T10:03:06+00:00

7 Steps That You Must Follow While Filing For Bankruptcy In Ohio

Call: 888-297-6203 This article will guide you on the basic 7 steps that will be included when you file for bankruptcy. It is in short an overview of the timeline that you will be following from the time you decide to file for bankruptcy. Step #1 – You must Hire an Understanding as well as an experienced attorney – This will most importantly help you in the process of filing for bankruptcy, as an experienced attorney knows how to go about things without wasting your time that too with precision. Step #2 – Keep all data handly and [...]

2023-04-19T09:46:28+00:00
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