bankruptcy

Duration Of Chapter 13 Bankruptcy

Call: 888-297-6203 Chapter 13 is a type of consumer bankruptcy available to individual filers. Unlike Chapter 7, which is completed within four to six months of filing, Chapter 13 lasts for three- to five years and involves repaying your loans. Chapter 13 is usually used by people who fail to qualify for Chapter 7 bankruptcy, i.e., they are unable to pass the Means Test. It is also preferred by people who are behind on their secured debts and want to keep the car or home. This can be done by repaying the arrearage owed to the creditors through [...]

2025-08-13T04:56:05+00:00
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Qualifying For Chapter 7 Bankruptcy

Call: 888-297-6203 While Chapter 7 is the most common form of bankruptcy, qualifying for it is difficult. Here are the different ways through which you can qualify for this chapter: This bankruptcy chapter is meant for people with low household income than the state's average household income of the same size. For example, a person in Louisiana can qualify for Chapter 7 bankruptcy if their annual income is less than $47,488. The limit in Texas to qualify for Chapter 7 bankruptcy is having an annual income of $52,953. If your income exceeds the state average, the other way [...]

2023-04-19T10:23:28+00:00
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Is Bankruptcy Filing Possible After Moving To A New State?

Call: 888-297-6203 Filing for bankruptcy is possible after moving to a new state. However, the process is a bit complicated. To get rid of your financial debts, you need to file for bankruptcy in the proper court. Every court has a limited jurisdiction with respect to location. While the federal court can hear a bankruptcy case, if you move to a new place, the federal court jurisdiction does not exist. In this case, you might require the assistance of experienced bankruptcy lawyers. If you have moved to a new state, there are some restrictions while filing for bankruptcy. [...]

2025-08-13T04:57:30+00:00
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Chapter 13 Bankruptcy Discharge Is Different

Call: 888-297-6203 To get rid of your debts, you can file for bankruptcy under Chapter 7 or chapter 13. Once your bankruptcy chapter is complete, you can get a discharge order from the bankruptcy court, eliminating the filer’s obligation to pay their debts. Chapter 7 requires you to pass the Means Test and have a low disposable income; otherwise, you can file for chapter 13 bankruptcy. In the latter case, you are required to pay your creditors through a 3- to 5-year repayment plan, using your disposable income. You can use bankruptcy exemptions to protect some amount of [...]

2025-08-12T12:59:51+00:00
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Steps On Choosing A Good Bankruptcy Attorney

Call: 888-297-6203 Filing for bankruptcy is not an easy decision for people to make. A good and experienced attorney can help to relieve you of the stress, as well as also guide you to make the correct decisions to resolve your debt the correct way. While hiring a bankruptcy lawyer, it is important that you consider the following points – Credentials and Associations – Bankruptcy is a very complex matter and a single wrong step might put you in a fix or even make you lose the case. Therefore it is important that when you hire an attorney, [...]

2025-08-13T05:08:39+00:00
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The Exemptions That Fall Under Federal Bankruptcy

Call: 888-297-6203 As per the rules of a few states, you are permitted to use the Federal Bankruptcy exemptions rather than the States exemptions. This completely depends on the state that you belong to- Bankruptcy This article will guide you – Name of states that allow you to select federal bankruptcy exemptions The permissible limit under federal exemptions Where to look for your States Exemptions Can you use the Federal Bankruptcy Exemption? At present, only a few states permit the filers to choose between state or federal bankruptcy exemptions. However, you must select only 1 and not both. [...]

2025-08-13T04:44:45+00:00
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Basics Of Bankruptcy

Call: 888-297-6203 If you planning to file for bankruptcy, the first and foremost step is to understand what bankruptcy is and the details about it. It is important for you to know the in and out before you plan to go ahead with it. Here, you will find all the details that you need to know about bankruptcy- Types of bankruptcy Difference between Chapter 7 and Chapter 13 Under what circumstances should you file for which Chapter Exemptions that you can or cannot get The various tests for qualifying for each chapter However, if you decide on going [...]

2023-04-14T08:53:42+00:00
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Hire A Personal Bankruptcy Attorney In Peoria, Arizona To Get Rid Of Your Debts

Call: 888-297-6203 If you are fighting with your spouse regularly and are unable to sleep properly at night, it is time to seek support. If you fear losing your vehicle house or other possessions due to foreclosure or repossession, you need to look for experienced bankruptcy lawyers in Peoria, Arizona. Since bankruptcy laws vary from state to state, it is important that you look for a local insolvency law firm that specializes in debt consolidation and bankruptcy filing. However, finding one can consume a lot of time, unless you have help. Investigate bankruptcy lawyers before hiring them You [...]

2025-08-12T12:09:46+00:00
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Contemplating Bankruptcy? Choose The Correct Bankruptcy Chapter To File

Call: 888-297-6203 Struggling with debts? Thinking of filing for bankruptcy? You’ll be surprised to know that there is more to bankruptcy than most people are aware of. Lawyers of Los Angeles based bankruptcy law firm Recovery Law Group inform that bankruptcy code has 6 chapters, four for individual debtors residing in the U.S. and the remaining two for non-residents who wish to file for international bankruptcy case or for municipalities which need a reorganization of debts. Chapter 7 bankruptcy is one of the most common bankruptcy chapters. In this case, you can keep exempted property and liquidation of [...]

2025-08-11T08:52:58+00:00
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Bankruptcy Violations Land Lawyer’s Office In Soup

Call: 888-297-6203 Malpractice can brew trouble for attorneys too. This was discovered by Keith D. Collier when a lawsuit was filed against him by Elena Escamilla, a staff attorney for Donald F. Walton, the U.S. Trustee. This was for breaches which included sanctions for violation of the automatic stay, discharge injunction, injunctive relief and conflict of interest due to disgorgement of fees. According to lawyers of Dallas based bankruptcy law firm Recovery Law Group this isn’t the first time such an action has been taken against lawyers. In case you had opted for a deferred payment plan through [...]

2025-08-25T09:48:10+00:00
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We are a debt relief agency. We help people file bankruptcy petitions to obtain relief under the bankruptcy code.