affordable bankruptcy Los Angeles

How To Get A Home Loan After Bankruptcy?

Call: 888-297-6203 It is quite difficult for a person to take a home loan especially after filing for bankruptcy but it is not impossible, there are ways or rather steps you can follow and apply for home loans in no time. You have to re-build your credit rating- When you file for bankruptcy it affects your credit score and can stay up to ten years on your credit report, but this is not the end for taking a home loan. You can take home loans by rebuilding your credit scores. You can do that by taking a secured [...]

2025-08-25T11:20:34+00:00
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Your Business And Bankruptcy

Call: 888-297-6203 As an individual, you may face a lot of financial issues, and you may think of filing for bankruptcy. You may have a lot of credit card debt also. However, when we talk of business owners it becomes very stressful to cater to financial hardships. For business owners, after a certain time, the line between personal and business finances gets mixed. 1) Common Types of Bankruptcy There are three most common types of bankruptcy, chapter 7 Chapter 11, and chapter 13. Chapter 7 Bankruptcy can be used for both an individual and a business. In Chapter [...]

2023-03-30T11:53:16+00:00
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Does Filing For Bankruptcy Help With Wage Garnishment?

Call: 888-297-6203 There are many advantages in filing for bankruptcy and wage garnishment suspension and their permanent cessations are one of the advantages. It is highly advisable to contact a good attorney and understand your case and whether or not it is good for and under which chapter you should file. The first thing that happens just after you file – In most cases, if one is eligible for it, apply for chapter 7 bankruptcy and here almost all your debts are cleared except some taxes, student loans, child support, alimony, and/or criminal fines which are suspended till [...]

2025-08-25T11:27:57+00:00
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Why You Should File For Bankruptcy Now?

Call: 888-297-6203 One benefit we can get when filing for bankruptcy is the Automatic Stay, here your creditors are notified of your filing and are asked to stop all collection efforts. Signs that indicate that you should file for bankruptcy immediately- If unemployed for a long period- If you are unemployed for an extended period and have debts but cannot pay the creditors because you can’t even meet your living expenses. If your residential property is going into foreclosure- -The main benefit as told earlier is the automatic stay; here it will also stop your property from going [...]

2025-08-25T11:19:27+00:00
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Benefits Of Filing Bankruptcy

Call: 888-297-6203 1) Getting rid of your Debts Apart from some Taxes and student loans, bankruptcy allows you to eliminate most of your debts. This process is known as "discharge" by the bankruptcy court. Once a debt is discharged, no creditor can ever ask you to repay that debt. It means that you no longer o this debt to the creditor. If taxes are old enough, certain of them can also be discharged. In rare cases, even though discharging student loans is difficult, but can be done. 2) You can keep the assets you want. Depending on the [...]

2025-08-25T11:28:45+00:00
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Secrets About Bankruptcy That No One Tells You!

Call: 888-297-6203 Bankruptcy is not a bad shameful thing to do, it is done so that people who have huge debts are released from it and can have a secured financial future and enjoy it. Secret #1- you do not lose all your property if you file for bankruptcy. Under Illinois law, you are allowed to keep necessary things like home, car, and furniture to start your new fresh life but there is a limit to the value of things. It is exaggerated by the credit industry so the fear remains. Secret #2- You don’t have to be [...]

2025-08-25T11:16:53+00:00
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The Timeline That You Will Need To Follow While You File For Bankruptcy Under Chapter 7

Call: 888-297-6203 In terms of information providing for chapter 7 bankruptcy, it is technical in terms but the process is straightforward. The process to file is almost the same everywhere but it might vary from state to state. Here are the stems that are common in most of the states. Consultation- You should first consult a good attorney presenting your financial status, the attorney will guide you through the process and tell you whether you need to go forward with chapter 7 or chapter 13. Sometimes the attorney may do so with no cost. For a good attorney [...]

2025-08-25T09:47:49+00:00
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Can Parking Tickets Be Discharged In Chapter 7?

Call: 888-297-6203 Under chapter 7 some types of parking tickets can be discharged. These are the following – parking tickets; red light tickets; standing compliance; automated speed enforcement (cameras); and, automated traffic law enforcement (cameras). Parking tickets-  All tickets which are older than 3 years from the date of filing can be waived off under chapter 7 bankruptcy. If the tickets are lesser than 3 years, you will have to pay the original amount. Normally if the ticket is $50 then after the deadline it doubles into $100. So if you are filing for Chapter 7 bankruptcy, it goes back to [...]

2025-08-25T09:47:46+00:00
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Use This Legal Primer To Help You With Reaffirmation In Chapter 7

Call: 888-297-6203 When a Debtor plans to reaffirm, it so happens at times that either its Creditors or opposing parties, or the regulators or bar counsel who have never filed a case or helped anyone in their life, advice the debtors on things they aren’t sure themselves, and the debtors are often misled. This article will help you know the depths and details of reaffirmations, which, though important, have been neglected, and created confusion since 2005. 1) There is not 1, but many options to keep your Assets as they are. So fretting won't help you. Remember, chapter [...]

2023-04-19T12:13:25+00:00
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Your Consumer Guide To All Things Related To Bankruptcy

Call: 888-297-6203 If you are struggling with financial issues, bankruptcy can be an excellent way to get rid of your debts. While bankruptcy can prevent repossession and foreclosure, it cannot help you if the sale process has been completed and your property's interest in the collateral is terminated. It can also stop creditor harassment and eliminate some of your debt while protecting your property; however, its effect on your credit score cannot be denied. So, if your credit score is already bad, filing for bankruptcy might help you improve your credit score. This is because, after bankruptcy, you [...]

2025-08-25T11:18:15+00:00
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We are a debt relief agency. We help people file bankruptcy petitions to obtain relief under the bankruptcy code.