Debt Settlement

Can Bankruptcy Help Retrieve A Judgment Creditor’s Funds Levied From My Bank Account?

Call: 888-297-6203 A judgment creditor can cause funds from your checking account to be levied. However, timely action can reverse this. Usually, people come to know of having their checking accounts seized when they receive a notice from the bank. If you wish to recover this, you need to know the process that had taken place. In most cases, bank levies occur only after the creditors have obtained judgment for the money owed to them. However, most of these judgments are obtained by default, usually based on false claims of sending summons and complaints. Unfortunately, the debtors have [...]

2022-04-05T05:55:15+00:00
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The Affect Of Chapter 13 Bankruptcy On Your Car

Call: 888-297-6203 1) If Chapter 13 Bankruptcy is filed, can I keep my car, or do I have to give it off? When filing for Chapter 13 Bankruptcy, you can keep all of your assets, including the nonexempt ones. A repayment plan is a set-up, and money is paid to the Chapter 13 trustee. Also, none of your property is sold off to pay back the creditors. Through the repayment plan, even if you have nonexempt equity on your car, you will have to pay your creditors (especially unsecured ones) an amount equal to your non-exempt equity. 2) [...]

2023-04-19T11:38:24+00:00
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What Are Chapter 7 And Chapter 13? What Is The Difference?

Call: 888-297-6203 In this article, you will know what kinds of debts can be discharged under each and who is eligible for chapter 7 and who is eligible for chapter 13. Chapter 7? Chapter 7 bankruptcy is also called “ straight bankruptcy”. Here all your dischargeable debts are discharged, you just have to keep a list of debts you owe to each company and the list of your assets. There are assets called exempt property which include home, car, and anything essential to start a new life but here also there is a limit to the value of [...]

2022-04-05T07:34:11+00:00
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Your Options When You Cannot Afford Your Car?

Call: 888-297-6203 The past couple of years have been difficult for almost everyone. For example, suppose you had bought a vehicle and unfortunately lost the job. In that case, there can be considerable doubt regarding your options. Therefore, if you wish to keep your car and you cannot keep up with your payments, you need to contact the lender immediately to find out if any payment forbearance program is available which allows you to forego some payments. Apart from this, you should also find out from your former employee whether any insurance on your behalf (paid by the [...]

2023-04-19T11:36:03+00:00
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At A Stage To File Bankruptcy? Well, Before You Do So, Know These 8 Things

Call: 888-297-6203 1) Bankruptcy can be filed in 2 options Which one you choose, depends on a few things. A- For Chapter 7, you get to keep your house and car, if you can clear their dues, you get to walk away from most of the debt. B - For Chapter 13, depends on your income. If you have earned too much or filed for Chapter 7 in the last 8 years, this is what you need to do. Here, all your debts get paid off, but you don't have to pay the entire thing. Some creditors may [...]

2023-04-19T11:31:29+00:00
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Want To Go For Joint Bankruptcy Filing – Know These Facts!

Call: 888-297-6203 Before you plan to go for Joint Bankruptcy, know certain facts with their pros and cons so that it will help you decide whether it is a good option for you or not. 1) Want to know how Joint Bankruptcy works? As the name suggests, in a Joint Bankruptcy Filing, you and your spouse together have to file only one set of documents. These documents that you submit to the Bankruptcy Court should contain all the information and details about both your spouse and yourself, relating to Income, Expenses, Debt, and Assets. Filing for a Joint [...]

2022-04-05T05:04:25+00:00
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What All Documents You Will Need To File For Bankruptcy?

Call: 888-297-6203 Planning for consulting a bankruptcy attorney? First, gather and organize 10 documents that you will need. Income Proofs– Assemble income data, like, pay stubs from the last 2 months, your yearly social security aide grant letter, as well as profit and loss statement from any organizations you own or potentially work with. The court should know how much cash you are making and whether you are documenting the right chapter of bankruptcy. Bank statement- Collect bank statements from all the bank accounts under your name for the last 3 months as well if you have closed any [...]

2023-04-19T11:30:14+00:00
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Is Bankruptcy An Option? Let Us Explore The Warning Signs To Know The Same

Call: 888-297-6203 Financial difficulty, mostly due to unemployment, health failures, or personal lacking leads to bankruptcy. Self-dependent people too fall into this well-laid Federal Law trap of having taken too much debt to repay. Recovery Law Group from Los Angeles & Dallas, TX is there for assistance. You can contact us at (888-297-6203) for details. How do you know if it is time to file for Bankruptcy? Let's see the common signs. 1) Never ending debt Be it paying monthly for your credit card, or having nothing to pay at all, bankruptcy is the solution for you. Either [...]

2023-04-19T11:28:48+00:00
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The Distinction Between Chapter 7 And Chapter 13 Bankruptcy

Call: 888-297-6203 Confronting the harsh reality of not being able to repay your debt which you took in sound mind is troublesome. Your only possible solution to this may be filing for bankruptcy. By contacting a bankruptcy attorney, you can understand your next step is to file under chapter 7 or chapter 13. How to go about chapter 7 bankruptcy? A chapter 7 bankruptcy goes on for about 6 months or less. In that time you are asked to settle as much as debt as possible and emit the rest. Here, you are asked to settle your debts [...]

2023-04-19T11:21:42+00:00
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How Can You Redeem Your Secured Property Under Chapter 7 Bankruptcy?

Call: 888-297-6203 Redemption is paying back your creditor the actual value of the property in full. This way you get to keep your property without having to surrender it. You should go for redemption if you owe your creditor more loan than the actual value of the property. Explaining the court what you will do with the Collateral Property When you file for bankruptcy under chapter 7, you have to mention in your bankruptcy form your intent on dealing with your collateral property. Whenever you purchase an asset or property, the creditor takes a lien on your property, [...]

2023-04-19T11:13:37+00:00
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We help people file bankruptcy petitions to obtain relief under the bankruptcy code.