Debt Settlement

Does Filing For Bankruptcy Help With Wage Garnishment?

Call: 888-297-6203 There are many advantages in filing for bankruptcy and wage garnishment suspension and their permanent cessations are one of the advantages. It is highly advisable to contact a good attorney and understand your case and whether or not it is good for and under which chapter you should file. The first thing that happens just after you file – In most cases, if one is eligible for it, apply for chapter 7 bankruptcy and here almost all your debts are cleared except some taxes, student loans, child support, alimony, and/or criminal fines which are suspended till [...]

2023-04-19T13:28:31+00:00
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Common Myths About Consumer Bankruptcy And Its Reality?

Call: 888-297-6203 To people, bankruptcy is a bad and shameful thing to do and should not be done but it is not true as most people have heard the common myths and have misunderstandings about bankruptcy which the creditors try to convince you because it will be their loss. Here are some common myths about bankruptcy- Bankruptcy is for people who don’t want to pay bills or have a huge amount of outstanding bills. It is not true, most of the creditors are inflexible and do not understand the debtor's situation, they want all their money immediately and [...]

2023-04-19T13:17:29+00:00
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Why You Should File For Bankruptcy Now?

Call: 888-297-6203 One benefit we can get when filing for bankruptcy is the Automatic Stay, here your creditors are notified of your filing and are asked to stop all collection efforts. Signs that indicate that you should file for bankruptcy immediately- If unemployed for a long period- If you are unemployed for an extended period and have debts but cannot pay the creditors because you can’t even meet your living expenses. If your residential property is going into foreclosure- -The main benefit as told earlier is the automatic stay; here it will also stop your property from going [...]

2023-04-19T12:16:03+00:00
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Benefits Of Filing Bankruptcy

Call: 888-297-6203 1) Getting rid of your Debts Apart from some Taxes and student loans, bankruptcy allows you to eliminate most of your debts. This process is known as "discharge" by the bankruptcy court. Once a debt is discharged, no creditor can ever ask you to repay that debt. It means that you no longer o this debt to the creditor. If taxes are old enough, certain of them can also be discharged. In rare cases, even though discharging student loans is difficult, but can be done. 2) You can keep the assets you want. Depending on the [...]

2023-04-19T13:35:29+00:00
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Mistakes To Look For In Your Credit Report After Bankruptcy

Call: 888-297-6203 According to the Fair Credit Reporting Act, (FCRA), a discharged debt in bankruptcy should be shown as having zero balance and the consumer should not be any more liable for it. (See FTC OSC section 607, item 6) Some of the common mistakes are listed below- Forgetting to report the payment history of all of the debts that you reaffirmed. Continuing to report a balance due. Reporting a discharged debt during bankruptcy case as “charged off”. Reporting a wrong date for your bankruptcy filing. Mistaken identity- when a family member or your spouse shows bankruptcy when [...]

2023-04-19T13:23:31+00:00
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What Is Chapter 7 Bankruptcy?

Call: 888-297-6203 Here you will get to know what chapter 7 bankruptcy is and what properties can be exempted and how you can get the maximum benefit. DISCLAIMER- This is not necessarily to be applied to your case, all depends on which state you are in and what is your financial conditions. To know more about your situation contact a good bankruptcy legal counsel. If you live in or near Los Angeles & Dallas, TX, contact Recovery law group-(888-297-6203). Chapter 7 bankruptcy?  Chapter 7 bankruptcy is also called straight bankruptcy, it has no repayment plan and usually, it [...]

2023-04-19T13:14:36+00:00
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Filing A Joint Chapter 13 Bankruptcy With Your Partner?

Call: 888-297-6203 After marriage, there is an option of filing for bankruptcy together, but it is not always suitable for you. There are some situations that indicate whether you should file together or not. Chapter 13 bankruptcy is where the debtor will curate a plan showing how you will pay off your debts, instead of the court just discharging your debts. It lasts for 3 – 5 years. It is the best option if you have a lot of assets and don’t want to lose them, or when you know that if you get the time you can [...]

2023-04-19T12:17:12+00:00
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The Timeline That You Will Need To Follow While You File For Bankruptcy Under Chapter 7

Call: 888-297-6203 In terms of information providing for chapter 7 bankruptcy, it is technical in terms but the process is straightforward. The process to file is almost the same everywhere but it might vary from state to state. Here are the stems that are common in most of the states. Consultation- You should first consult a good attorney presenting your financial status, the attorney will guide you through the process and tell you whether you need to go forward with chapter 7 or chapter 13. Sometimes the attorney may do so with no cost. For a good attorney [...]

2023-04-19T12:14:32+00:00
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Can Parking Tickets Be Discharged In Chapter 7?

Call: 888-297-6203 Under chapter 7 some types of parking tickets can be discharged. These are the following – parking tickets; red light tickets; standing compliance; automated speed enforcement (cameras); and, automated traffic law enforcement (cameras). Parking tickets-  All tickets which are older than 3 years from the date of filing can be waived off under chapter 7 bankruptcy. If the tickets are lesser than 3 years, you will have to pay the original amount. Normally if the ticket is $50 then after the deadline it doubles into $100. So if you are filing for Chapter 7 bankruptcy, it goes back to [...]

2023-04-19T12:10:32+00:00
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Can I File For Bankruptcy More Than Once?

Call: 888-297-6203 You file bankruptcy when you are in a financial dilemma and it might happen more than once but the bankruptcy law restricts how many times you can file for bankruptcy. Here are some factors on which it is determined. Your first bankruptcy case - dismissed or discharged? Your first case might have gotten dismissed by the court due to some reasons like, you might not have been able to provide the documents to the court or your bankruptcy trustee asked you to submit, you were not able to pay for the filing fee, or you did [...]

2023-04-19T11:49:56+00:00
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We help people file bankruptcy petitions to obtain relief under the bankruptcy code.