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How To Prevent Lender Calls After Bankruptcy

Call: 888-297-6203 It is extremely disappointing if the lender calls continue post-bankruptcy. Filing for bankruptcy should be relieving but sometimes, the lenders just do not leave the debtor at peace. If you have filed bankruptcy, and availed discharge but are still being harassed by calls from the lenders for their dues, we have a few solutions how to get around the same. Meanwhile, if you want to know anything and everything about bankruptcy, do not hesitate to log on to Phases of bankruptcy and lender rights During different phases of bankruptcy, the powers of lenders are restricted. [...]


Job And Bankruptcy

Call: 888-297-6203 Often people conceive that bankruptcy does not have an impact on jobs. However, they may stand corrected. A lot of employers are on watch about the financial stability of the people they hire. They might assume several things about a person filing bankruptcy or a person who has historically filed for bankruptcy. However, there are several legal provisions that prevent employers from laying you off just because of bankruptcy. Once bankruptcy is filed, your name tends to be on a public record that can be accessed by anyone and everyone. It is not a very popular [...]


When Can Bankruptcy Discharge Be Denied?

Call: 888-297-6203 Discharge is an essential component of filing for bankruptcy as it helps in bringing the financial situation on track. Whether chapter 7 or chapter 13, the discharge helps in some respite in a dire financial scenario. But there can be situations where the discharge can be denied. It can be extremely annoying or disappointing, but it is worth knowing why your discharge can be denied. To ensure, this does not happen to you, make sure you have the best attorneys in town from Los Angeles & Dallas, TX by dialing 888-297-6203. Reasons for discharge being denied [...]


Bankruptcy Without Discharge

Call: 888-297-6203 Bankruptcy and discharge are something that is assumed to go hand in hand under most scenarios. However, it is important to note that not all bankruptcies will result in discharge. To make sure your bankruptcy case results in the highest discharge and best possible outcome, do not forget to connect with the top attorneys from Los Angeles & Dallas, TX at 888-297-6203. There are certain rules and regulations to avail discharge. These can be listed as follows- In case of a chapter 7 bankruptcy filing, to avail discharge, the filer must- File accurate information through a [...]


Contents Of Statement Of Financial Affairs In Bankruptcy Documents

Call: 888-297-6203 The paperwork during bankruptcy is not an easy affair and there could be about 70-100 documents that you may require while filing bankruptcy. These documents shall comprise a statement of financial affairs, schedules, supporting documents, and others. The Statement of Financial Affairs is an important document that comprises of many parts and deals with the financial crux of the debtor. Any information which is not provided in the schedules is more likely to be provided for in the SOFA. This is a mandatory form and cannot be skipped. Know more about the bankruptcy procedures in depth [...]


Bankruptcy Rule 2004 Examination During Bankruptcy

Call: 888-297-6203 During bankruptcy, there can be many appeals or requests from the lender or the bankruptcy trustee that may instigate further investigation or deeper examination of facts. Bankruptcy rule 2014 examination is one such kind. If a lender or the bankruptcy has a suspicion regarding any of the hidden assets or incorrect information provided by the bankruptcy filer. This is the reason why it is always emphasized to fill the statements, forms, and schedules accurately to the best of knowledge to avoid these contradictory procedures. Know more about bankruptcy and the procedure to file for bankruptcy on [...]


Discharging Of Debts During Bankruptcy

Call: 888-297-6203 The word discharge is more of a relief than victory in case of bankruptcy. It usually depicts that the borrower is no longer liable for the debt and is free of any kind of recovery stints a lender might consider. Discharge usually is determined after the bankruptcy court ruling. Discharge can occur while filing for chapter 7 chapter 13 or chapter 11 bankruptcy. However, many people would relate discharge with chapter 7 as the quantum of debt released is way higher compared to other chapters. Learn more facts about different chapters at How is the [...]


Federal Exemptions Available For Bankruptcy Filers

Call: 888-297-6203 Exemptions are a very important consideration when filing bankruptcy. These come into play during the Chapter 7 bankruptcy procedure. The Chapter 7 bankruptcy is referred to as liquidation bankruptcy as it leads to the liquidation of most of the assets. Many have a perception that almost all assets are lost during Chapter 7 bankruptcy. However, they must not be aware of some federal exemptions which can help in safeguarding essential assets to restart or to lead basic life after bankruptcy. Know more about chapter 7 bankruptcy and its characteristics at State and/or federal exemptions The [...]


The Types Of Bankruptcy: Voluntary Or Forced Bankruptcy

Call: 888-297-6203 Bankruptcy is usually known as something which is a choice of an individual. Many would be surprised to note that there are two types of bankruptcy one is voluntary and the other is forced. Voluntary is the process where the borrower himself or herself files for bankruptcy with the bankruptcy court. The other form is forced or involuntary bankruptcy wherein the lenders file on behalf of the borrower to recover their debt or access lien on some of the secured assets. Know more about bankruptcy proceedings at Can a voluntary bankruptcy be rejected? The basic [...]


Mortgage After Bankruptcy

Call: 888-297-6203 The biggest question in every bankruptcy filer’s mind is the access to credit and especially mortgage loans after bankruptcy. This can be a tricky question and has different answers based on circumstances. The whole reason why filing bankruptcy makes the lenders more worrisome and nervous is due to the historic inability to repay the debt. That is more evident with lenders lending money to bankruptcy filers who have filed Chapter 7. Circumstances change, but borrowers who have availed a huge discharge through Chapter 7 are bound to have no assets and inconsistent income. Learn more about [...]

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