According to bankruptcy lawyers of Dallas based law firm (https://www.recoverylawgroup.com/bankruptcy/), you can either get your debts reaffirmed i.e. continue paying for them or get them discharged. Sometimes, lenders might contact the court prior to a bankruptcy filing and have a judgment against you. Sometimes, this might result in a lien against your property. When this happens, the property cannot be sold or transferred utill the lien is removed.
Sometimes, even after getting the debts discharged through bankruptcy, you might still have a lien on the property. If this happens, you need to follow these steps to get rid of the lien:
- Inform your attorney about the lien on the property so that they can get it removed through the bankruptcy process (if possible).
- If the lien remains after bankruptcy, you can ask your bankruptcy attorney to file a motion to formally get the lien removed on the property.
It is also possible to contact the lien-holder directly to request its removal. If the lien is removed through a bankruptcy discharge, the lien-holder does not have a legal right to ask you to repay the debt. If they do so, they are on violation of the law. You can call (888-297-6203) to discuss your options with experienced lawyers.