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Bankruptcy And Discrimination- What You Need To Know

Call: 888-297-6203 Federal law is clear on discrimination against people who are in debt whether it be government or private agencies. It is illegal for the government and private agencies to discriminate against people who- Was/is in debt Cannot pay the debt before or during a bankruptcy case. Got their debts discharged during the case. History in bankruptcy discrimination. The US constitution grants the federal government the power to set bankruptcy laws and it is uniform in all 50 states. Bankruptcy is a national matter, so any case can come up in the US supreme court as well. [...]

2023-05-29T13:21:46+00:00
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What To Expect In Bankruptcy?

Call: 888-297-6203 1) Meeting an Attorney The most important step before filing bankruptcy is meeting with the right attorney who will help you with all of your problems and will give you the right choices. You can also contact Recovery Law Group from Los Angeles & Dallas, TX for the Same. Contact - (888-297-6203). 2) Deciding of the Chapter to file in Another important decision you need to make is deciding whether you need to file for chapter 7 or chapter 13. Both are good in their sense and have their advantages and disadvantages. Chapter 13 will give [...]

2023-06-05T12:01:49+00:00
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Do You Have A Domestic Support Obligation? – This Is What You Need To Know

Call: 888-297-6203 Whether you file for bankruptcy under chapter 7 or 13, discharging a domestic support obligation is not possible. However, filing for bankruptcy can help you to reduce your overall debts which can ultimately help you pay off your support obligation. 1. How to manage your monthly support obligation while you file for bankruptcy – When you file for bankruptcy, all your payments (excluding a few) go on automatic stay – which is that the creditors cannot harass you anymore for payments until the court passes a judgment. However, the stay does not include a domestic support [...]

2023-04-21T12:02:14+00:00
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What Do You Mean By Bankruptcy And All That You Need To Know About It?

Call: 888-297-6203 Bankruptcy is when you file a case in federal court to help you or your business to get rid of your debt and repay your creditors. There are 2 basic types- Liquidation/ chapter 7 Reorganization/ chapter 11/ chapter 12/ chapter 13 Among these two, the most commonly filed are chapter 7 also known as liquidation where you may have to sell almost all your assets to repay your debts, and chapter 13 also known as reorganization where you are allowed to keep your assets in return for you repaying most or all of the debts within [...]

2023-06-27T07:17:41+00:00
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The Fate Of Student Loans In Personal Bankruptcy

Call: 888-297-6203 Most students who wish to have a flourishing career often end up with huge student debt, irrespective of their job prospects. Unfortunately, in most circumstances, many people end up with either no hob or a job that does not pay well. As a result, paying off the student loan becomes difficult, leading to the individual incurring more debts. Filing for bankruptcy might be a way out if you are struggling with finances. While student loans are nondischargeable, filing for bankruptcy might help reduce the payment or, in exceptional cases, wipe it off completely. Getting rid of [...]

2023-06-29T04:17:27+00:00
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What Will Happen To Credit Card Debt In Chapter 7 Bankruptcy?

Call: 888-297-6203 Credit cards are often used by everyone, it may be because it has several benefits that come with them and when you have the money you pay it off. Sudden unemployment or pandemic like Covid 19 can make you use your card for necessities and can’t even pay for it. This has a solution, if you qualify to apply for chapter 7 bankruptcy, then your credit card debts can easily be discharged. There are 2 types of credit card accounts and bankruptcy affects each differently- Unsecured credit account- the majority of credit cards and departmental store [...]

2023-05-29T12:29:45+00:00
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Can Chapter 7 Bankruptcy Erase Back Child Support?

Call: 888-297-6203 Getting rid of child support is not possible through chapter 7 bankruptcy. However, other debts can be discharged, leaving you enough cash to pay arrears for spousal or child support. Child support and alimony are priority debts that are not discharged when filing for bankruptcy. However, since most unsecured nonpriority debts such as credit card bills, personal loans, and medical debts are discharged in Chapter 7 bankruptcy, the cash you save might be sufficient to catch up on past due payments. If your credit score is bad, filing for bankruptcy sooner is recommended, as it helps [...]

2023-05-29T12:49:31+00:00
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Benefits You Will Get If You File Under Chapter 13 Bankruptcy

Call: 888-297-6203 First, what is chapter 13 bankruptcy? Chapter 13 is a reorganization debt, here you will have to pay all your debts in the way the court plans a repayment. It goes on for 3 – 5 years and helps you keep all your assets. To be allowed to file under this you must have a regular income. Discharges your unsecured debts- When filing under chapter 13 bankruptcy, most of your unsecured debts are discharged. Some of the examples of unsecured debts are credit cards, medical bills, payday loans, signature loans, and personal loans. While paying off [...]

2023-05-19T07:17:36+00:00
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Bankruptcy And Child Support

Call: 888-297-6203 Your child support debt can get under control using chapter 7 or chapter 13 bankruptcy. The best thing is, to erase other debts in Chapter 7 so that you will have more money to pay towards your child support in the chapter 13 repayment plan. Even though child support is a non-dischargeable debt that you can't wipe out, you will have certain options like erasing your other debts in Chapter 7 and devoting more funds towards child support rearranging afterward or paying off child support over the three to five-year plan in chapter 13. Child support [...]

2023-03-30T09:58:17+00:00
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What Are Nondischargeable Debts?

Call: 888-297-6203 If you have been struggling with huge debts, especially medical bills, credit card balance, or personal loans, filing for bankruptcy is excellent. However, bankruptcy cannot help you get rid of all your debts. Some debts survive bankruptcy and are therefore known as nondischargeable debts. Here is a list of debts that will not be discharged even after bankruptcy: Debts incurred after bankruptcy filing – Any debt you incur after filing your bankruptcy petition while your bankruptcy case is pending cannot be discharged. You continue to remain liable for them, even after your bankruptcy discharge. Secured loans [...]

2023-03-30T10:01:27+00:00
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