Personal Financial Management

How to Protect Yourself from Identity Theft?

Many people use the internet to transfer money through mobile or net banking and make payments online. But, Through identity theft, fraudulent people can siphon off financial information of people and use it for their financial gain. Your personal information can be used to get a new credit card and drain off your accounts. On the other hand, your bank details can be used to file a tax return in someone else’s name for getting a refund from the IRS. There have been many cases of identity theft being reported all across the country. Possibly, It is second [...]


What Happens if You Miss the 45 Day Deadline for the Personal Financial Management Class Mandatory Necessary for Bankruptcy?

It is not that easy to get rid of your debts, even with bankruptcy. Not only a lot of paperwork is involved for filing the petition, but you are also required to take a financial management course and provide a certificate of completion in the court to get bankruptcy discharge before you can rebuild your financial situation. […]