Being in debt can add to the pressure of normal life. Apart from worrying about your work, you also need to worry about creditors knocking on your door at odd hours, fear of losing your property, house, or car to repossession or foreclosure, and your inability to take care of your family. If you can identify with any of these circumstances it means you need the help of professional lawyers. However, hiring a DUI lawyer cannot help you in this case. You need to look foraspecialist insolvency or debt consolidation lawyer in Juneau, Alaska.
You need local consumer bankruptcy law firms in Juneau, Alaska for your case
There is no dearth of lawyers in Alaska, however, finding an insolvency lawyer who is well versed with local bankruptcy laws is important. Having a successful performance record can be an asset. If you have less time on your hands, you need to pool in all your resources. Start by asking your family and friends if they had ever required the services of a bankruptcy attorney. In case they did, ask them how their experience was, whether the lawyer was trustworthy, discrete, and sensitive to your predicament.
In case you have previously worked with any other attorney, you could ask them for a bankruptcy lawyer referral. Do not forget to mention that you are looking for someone who has taken care of repossession or foreclosure cases. US Bar Association list can also provide you the names of bankruptcy lawyers in Juneau Alaskaalong with their ZIP codes.
Know the difference between Chapter 7 and Chapter 13
Personal bankruptcy can be filed under two different chapters. The difference between these two chapters is that Chapter 7 is for people who cannot afford to pay back their debts. In this case, the non-exempt property is liquidated. However, you do not need to pay anything else. Chapter 13 is for people with regular wages. Their disposable income is used to develop a repayment plan through which the creditors are paid over a period of 3 to 5 years.
Cost of filing bankruptcy in Juneau, Alaska
The cost of filing bankruptcy in Juneau, Alaska depends on which chapter of bankruptcy you are filing in, how complicated your case is and how experienced your lawyer is. Since there is no fixed cost for a bankruptcy filing, you need to ask for has many quotes as possible from the shortlisted lawyers. The cost varies on the court, city, and state you are filing in. On an average, a Chapter 13 bankruptcy case may cost you around $2000 in attorney fees. Apart from this, you also need to pay for court and counseling charges.
How to decide which lawyer to hire?
This can be done by taking the free of cost discovery meeting offered by the law firms. Since you have already narrowed down your list of probable attorneys based on experience, results, and fees charged, you need to find out whether you can trust them with your family’s finances or not. Apart from this, you also need to find out whether they are available for your handholding during tough times.
Knowing the names and contact numbers of paralegals of the law firm is important as they might be handling a major portion of your case. Their knowledge of bankruptcy laws and your case can make a difference to your case. One thing that you should remember is that there is no compulsion to hire them based on the discovery meeting. If, however, you are satisfied, you can sign the contract.
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