Everyone dreams of a happy life where they can provide for their family. The dream of a peaceful house in a wonderful neighborhood can be shattered if you have unpaid dues. Your house may be foreclosed, and your car repossessed if you miss on payments. This can ruin your family completely. Having to undergo all this can cause tremendous strain. To avoid such misfortune, you need the help of professionals. Personal bankruptcy lawyers in Queen Creek, Arizona can help you get rid of your debts so that you can start afresh.
Things to keep in mind while hiring a bankruptcy attorney in Queen Creek, Arizona
While you are looking for bankruptcy attorneys, it is important that you opt for local lawyers as bankruptcy laws and exemptions vary from state to state. However, finding a suitable attorney from many options can be difficult unless you keep these things in mind:
- Ask your family, friends, and associates for references. Since bankruptcy is quite common, there is a chance that someone might have hired a bankruptcy lawyer previously.
- Do not forget to ask for their personal experience with respect to the case result and the approach of the lawyer towards them.
- Ask the lawyer you had hired for tax consultations for bankruptcy attorney referrals.
- Make use of the US bar association list to find bankruptcy lawyers near you.
- Do not forget to verify the facts online or offline by looking for experience, results, testimonials, and reviews.
Different insolvency chapters
Personal bankruptcy can be filed under Chapter 7 or Chapter 13. People without any means of income or extremely low-income qualify for the former. In this case, you do not have to pay back anything, but your non-exempt property might be liquidated. People with a regular source of income, qualify for the latter, where a repayment plan is developed by your attorney to pay back your debts. You can know more about these chapters during the discovery meeting.
How much will bankruptcy cost you?
The cost of bankruptcy varies from state, city, and court. Even the chapter you qualify for can change how much you might have to pay for getting your debts discharged. Thus, there are no fixed charges for a bankruptcy filing. Different lawyers charge varying amounts; thus, it is important to get quotations for a case like yours from the shortlisted law firms. On an average, a chapter 13 bankruptcy might cost you $2000 in lawyer’s fee. Additional payment includes court and therapy charges.
Finalizing potential lawyers
By now, you must have shortlisted lawyers based on personal reference, experience, results, and affordability. It is time to meet them in person to finalize the one who would represent you. you must keep in mind that they should be sensitive and empathetic to your situation as well as trustworthy enough to disclose personal finances. Apart from this, they should have enough time to handle your case efficiently.
During the discovery meeting, you should try to find out about the time it would take to get an audience with them after taking an appointment. Know the names and contact details of the paralegals as well as their knowledge about various bankruptcy chapters. This is important as they might be handling the background work of your bankruptcy case. Having a list of questions regarding the process is important. Ensure that you get an answer to all of them irrespective of the time taken. If you feel satisfied with the preliminary meeting, you could ask for a contract to be drawn and signed.
Call (888-297-6203) to hire experienced bankruptcy lawyers of Dallas law firm.