In case you are having a problem with regular cash flow for your household expenses and this has caused many arguments with your spouse, it is time to take stock of the situation. Are you heavily under debt and unable to pay it back? Do you fear losing your home car or property due to foreclosure or repossession? Is your child’s future in danger? If your answer is yes to any of these questions, it is time to seek the help of experts. What you need is a debt consolidation or bankruptcy expert law firm in Glendale, Arizona.
How to investigate individual bankruptcy lawyers in Glendale, Arizona?
Now that you know that a bankruptcy lawyer can help you tackle the huge mountain of debt, finding one can be a humongous task. Since there is no dearth of bankruptcy lawyers working in Glendale, Arizona, it would be easier if you asked for references from your family, friends, neighbors, acquaintance, and any other lawyer you have previously worked with. Alternately, you could use the US bar association list, to look for lawyers based on the specialization and ZIP codes. Whatever your source of information, it is important to investigate each name properly. This can be done either online or offline. You need to look for their experience, positive outcomes accomplished by them, client testimonials, and reviews.
Know about different bankruptcy chapters
Individuals filing for bankruptcy have the option of filing under either Chapter 7 or chapter 13. Chapter 7 is meant for people with little to no income. They do not have to pay anything to get their debts discharged, however, some of the non-exempt property might be liquidated. In chapter 13, the disposable income of regular wage earners is used to develop a repayment plan, which is enforced after the court’s approval.
Cost of bankruptcy in Glendale, Arizona
While filing for bankruptcy it is important that you ask the shortlisted lawyers for quotations for a case like yours. This is vital because there is no fixed fee for a bankruptcy filing. Lawyers charge varying amounts depending on the state, city, court, and chapter bankruptcy you are filing in. If your case involves repossession or foreclosure the fees are extra. Apart from lawyer’s fees, you need to pay for court and counseling fees.
Finalizing lawyer after a discovery meeting
By now you have probably reduced the number of probables based on their experience, result, and your budget. It is time to take the discovery meeting offered by most law firms free of charge. This is an excellent opportunity to find out more about the process of bankruptcy and its various chapters. Thus, having a list of questions of all your doubts can come handy during the meeting. It is important that you get answers to all these questions irrespective of the time it takes. This will give you an idea of the knowledge of the lawyer as well as his patience in dealing with the subject.
Apart from this you also need to know how much time it would take to get an audience with the lawyer after taking an appointment; what are the names, contact details, and knowledge of the paralegals with respect to bankruptcy laws and its different chapters. This is important as they might be handing major portions of your case. Keep in mind that it is your discovery meeting, and you are under no obligation to hire the lawyers unless you are satisfied. If you find the lawyer trustworthy and discreet, you can go ahead and hire them.
Call (888-297-6203) to hire experienced bankruptcy lawyers of Dallas law firm.