Constant bickering with your spouse can cause enough mental tension to make you lie awake at night. These quarrels can be because of monetary problems. A shortage of money can cause you to fall behind on your debts, which can cause you to lose your home, car, or property due to repossession or foreclosure. You might even put your kid’s future in jeopardy if you are unable to manage your debt problem. This can be done by either debt consolidation or filing for bankruptcy. For either, you need the assistance of experienced bankruptcy lawyers in Buckeye, Arizona.
Do your research on local bankruptcy law firms in Buckeye, Arizona
There are several bankruptcy lawyers practicing in Buckeye, Arizona. Finding one to represent you is going to take a lot of time unless you have some help. You can ask your family, friends, and acquaintances for bankruptcy lawyer referrals. Do not forget to mention that you are looking for someone who has handled repossession or foreclosure cases. Also, find out what was the outcome of the case, was the lawyer trustworthy and sensitive to the situation?
You could even consult any lawyer you had previously worked with for bankruptcy lawyer references. The US bar association list can also whip up the names of bankruptcy lawyers along with their ZIP codes. Whatever your source, you need to check out client reviews and testimonials to know the performance of the lawyer.
Different insolvency chapters
Personal bankruptcy can be filed under Chapter 7 or Chapter 13. In the case of the former, you do not have to pay anything to get your debts discharged. Though, some of your non-exempt property might be liquidated. Chapter 13 is also known as wage earner’s plan and involves a repayment plan. It is developed by your lawyer for Buckeye, Arizona bankruptcy court approval.
Cost of a bankruptcy filing in Buckeye, Arizona
The lawyers charge different fees depending on their experience as well as the state, city, court, and the chapter of bankruptcy you qualify for. Thus, it is important to get as many quotes as possible from shortlisted attorneys to know which ones you can afford. Generally, a chapter 13 bankruptcy costs around $2000 in attorney fees. Apart from this, you also need to pay for court and therapy charges. In case you find it difficult to pay the entire amount at one time, you could have it added to your repayment plan.
Initial meeting with lawyers
The discovery meeting offered free of charge is an excellent way to find out the intricacies of bankruptcy, the difference between various insolvency chapters, and the working of the bankruptcy law firm. However, be sure of your rights. Just because you are taking the discovery meeting, it is not essential to hire the lawyers. Since you have already shortlisted candidates based on experience, personal recommendations, as well as affordability, it is time to judge whether they are the right ones to represent you.
Prepare a list of questions and try to get answers to all of them despite the time taken. This will give you an idea of the lawyer’s knowledge about bankruptcy laws as well as an insight into their character. Whether they are patient and sympathetic to your situation, and trustworthy enough to discuss your family’s finances. Also, find out about the paralegals since they will be working on parts of your case. Their knowledge of bankruptcy laws and its various chapters is important. if you are satisfied, you can hire the lawyers by signing the contract.
Call (888-297-6203) to hire experienced bankruptcy lawyers of Los Angeles law firm.