Monetary issues can split your family. If you are finding it difficult to pay back your debts and are constantly short on cash, it is time to look for experts. Constant quarreling with your spouse can cause immense tension and sleepless nights, which can ultimately affect your health. Even your kids’ future can be in jeopardy if you end up losing your home, car, or other property due to foreclosure or repossession. An experienced bankruptcy law firm in Avondale, Arizona can help you through this rough patch.
The best way to do research on bankruptcy lawyers is this…
Research is the key to hiring an experienced bankruptcy lawyer. However, since there are various options available, you need to narrow down the list of prospective bankruptcy lawyers before you conduct a research. For this to occur, you need to ask your family members, friends, and other associates, including another lawyer you had previously worked with for bankruptcy lawyer referrals. Also, use the US Bar Association list to find out bankruptcy lawyers near you as they list lawyers based on specialization and ZIP codes. Find out about the qualification, experience, positive outcomes, client reviews, and testimonials, either online or offline.
Various insolvency chapters
Personal insolvency can be filed under Chapter 7 or chapter 13. The former is known as liquidation bankruptcy as it involves the liquidation of non-exempt property to repay the creditors. Apart from that, you do not have to pay for anything else. The latter is known as wage earner’s plan as in this case a repayment plan is developed by the lawyer based on the disposable income of the filer. You can get more details about these two chapters during your discovery meeting.
Cost of bankruptcy in Avondale, Arizona
Since there is no fixed cost of a bankruptcy filing in Avondale, Arizona you need to get as many quotes as possible from the shortlisted law firms for a case like yours. The lawyers charge different amounts depending on their experience, the city, and court you are filing in, as well as the chapter of bankruptcy you qualify for. If your case involves repossession or foreclosure, the charges can be higher. On an average a chapter 13 bankruptcy may cost you nearly $2000 in attorney fees. Apart from this, you also need to pay for court and counseling charges.
Preparing for discovery meeting is important
Most law firms offer a discovery meeting free of charge. This is an excellent opportunity to not just know about bankruptcy laws but also the working of the law firm as well as the lawyer’s nature. Having a questionnaire prepared for the meeting can be extremely helpful. Make a list of all the questions you would like to get an answer to and feel free to ask them to the lawyer. Irrespective of the time taken, it is important that you get all the questions answered. This will give you an idea of the lawyer’s knowledge, his patience, and investment in your case. You can also get an idea of whether you can trust them with your family’s finances or not. Do not forget to find out about the paralegals of the firm as they might be handling some important portions of your case. They should be well-versed with bankruptcy laws and the different chapters. If you are satisfied with the discovery meeting you can go ahead and sign the contract. If not, you can move to the next name on the list.
Call (888-297-6203) to hire experienced bankruptcy lawyers of Los Angeles law firm.