Are you constantly quarreling with your spouse and are unable to sleep at night? This could be an adverse effect of falling behind on your payments. Being in debt can cause you to be under immense pressure, which can start affecting your mental and physical health. Instead of constantly worrying about how to pay your debts and save your property from repossession or foreclosure you need to think constructively. In this situation, only a skilled bankruptcy lawyer in Fountain Hills, Arizona can help you.
Research consumer bankruptcy lawyers in Fountain Hills, Arizona
Finding a lawyer is not an easy task since there are several options available. Instead of wasting precious time sifting through all of them, it is important that you ask your family friends and business associates for their recommendations. It is possible that someone might have required the assistance of an insolvency lawyer in the past. While looking for a bankruptcy lawyer it is important that you mention that you fear repossession or foreclosure on your property. Do not forget to ask your contacts what their personal experience with the lawyer was. You could also ask a lawyer you had previously hired for your tax work, for bankruptcy lawyer referrals. Alternately, the US Bar Association list can provide you the names of all bankruptcy attorneys working in Fountain Hills, Arizona along with their ZIP code.
Whatever your source, do not forget to conduct a proper research of their background. This can be done either online or offline. Check for their experience, results, client testimonials, and reviews to get a better idea of their performance.
Various personal insolvency chapters
Personal bankruptcy can be filed under either Chapter 7 or chapter 13. In the case of former your non-exempt property will be liquidated to repay your creditors. You do not have to pay for anything else. In the latter case, a repayment plan is devised by your bankruptcy lawyer for Fountain Hills, Arizona court’s approval. You can know the details of these chapters in your discovery meeting with the lawyer.
How much does filing for bankruptcy cost you?
The cost of bankruptcy varies and depends on the state, city, and court you are filing in. Apart from these, the chapter of bankruptcy you qualify for plays an important role in the fees charged by the lawyers. An additional amount is added if your case involves repossession or foreclosure. It is therefore important that you get as many quotes as possible from the shortlisted bankruptcy law firms. Apart from the lawyer’s fee you also need to pay for court and consulting charges.
Hiring a lawyer for your case
Since you have already conducted a background search and affordability test, it is time to meet them in person. Most law firms offer a discovery meeting free of charge. This is an excellent opportunity to find out about the bankruptcy process in detail. Having a list of questions can come in handy at this time. Irrespective of the time taken to get answers to those questions, it is important that you persist.
Apart from the technical knowledge, you can also use your discovery meeting to find out about the functioning of the lawyer. Find out how much time it would take to get an audience with them after taking an appointment. What are the names, contact details, and qualifications of the paralegals as they might be handling a major portion of your case? If you feel comfortable with the lawyer, you can ask for the contract to be drafted and signed.
Call (888-297-6203) to hire experienced bankruptcy lawyers of Los Angeles law firm.