{"id":548,"date":"2019-04-10T11:18:19","date_gmt":"2019-04-10T11:18:19","guid":{"rendered":"https:\/\/recoverylawgroup.com\/?p=548"},"modified":"2021-12-09T08:03:18","modified_gmt":"2021-12-09T08:03:18","slug":"auto-calls-bullying-you-heres-what-you-can-do","status":"publish","type":"post","link":"https:\/\/recoverylawgroup.com\/staging_D\/auto-calls-bullying-you-heres-what-you-can-do\/","title":{"rendered":"Auto Calls Bullying You? Here\u2019s What You Can Do"},"content":{"rendered":"<p style=\"text-align: justify;\">Making a few bad financial decisions, or falling in hard times can cause any person to lose their self-worth. However, just because you are down due to debts, doesn\u2019t mean that you do not have any rights in this situation. According to Sacramento based <a style=\"color: blue;\" href=\"https:\/\/recoverylawgroup.com\/staging_D\/\">Recovery Law Group<\/a> lawyers, protections have been put in place to make sure that you don\u2019t have to deal with unruly and disturbing collection practices made by creditors and collection agencies. The most important protection extends to your mobile phones.<!--more--><\/p>\n<p style=\"text-align: justify;\"><strong>Telephone Consumer Protection Act (TCPA)<\/strong><\/p>\n<p style=\"text-align: justify;\">The TCPA act was set up to help preserve the right of debtor\u2019s against any sort of harassment by creditors. Several important components of the law exist including rules for creditors:<\/p>\n<p style=\"text-align: justify;\">Creditors Cannot:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Call debtors before 8 a.m. or after 9 p.m.<\/li>\n<li>Call a mobile phone or hospital room using automated dialing<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Creditors Must:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Maintain and honor a Do-Not-Call list<\/li>\n<li>Subscribe to and honor the National Do Not Call Registry<\/li>\n<li>Always provide name and contact information for the creditor on whose behalf the call is being made<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">These guidelines are set to ensure that consumers are protected from the over-aggressive behavior adapted by most collection agencies. In case you have been subjected to such malpractices too, you can take actions to fight back.<\/p>\n<p style=\"text-align: justify;\"><strong>How to Know Whether Incoming Calls are Violating TCPA?<\/strong><\/p>\n<p style=\"text-align: justify;\">If you are confused whether the calls regarding payment dues are in violation of TCPA guidelines, here are a few clues to help you confirm your doubts:<\/p>\n<ul style=\"text-align: justify;\">\n<li>The grossly mispronounced name is one of the 1<sup>st<\/sup> clues that the call has generated by a computer. In case you get a call with such tones on your voicemail or mobile phone, you have been subjected to auto dialing.<\/li>\n<li>Sometimes, the message is not robotic, but too perfect and extremely well-rehearsed to be an impromptu one. This can be a signal of auto dialing<\/li>\n<li>One of the more obvious sign is getting many identical messages. If they sound similar, they are probably auto dialed. Though many collection agencies work with a scripted message, the extreme level of uniformity is highly unlikely unless the calls are auto dialed.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">If you have been at the receiving end of such auto dialed calls, it is time to protect yourself from the harassment, by consulting with a collection lawyer.<\/p>\n<p style=\"text-align: justify;\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f79-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"79\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging_D\/wp-json\/wp\/v2\/posts\/548#wpcf7-f79-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"79\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f79-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"uacf7-form-wrapper-container uacf7-form-79  \"><div class=\"full\">\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"first-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name\" value=\"\" type=\"text\" name=\"first-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name\" value=\"\" type=\"text\" name=\"last-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone-no\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"text\" name=\"phone-no\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"zip-code\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"text\" name=\"zip-code\" \/><\/span>\n<\/div>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" id=\"condition-detail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Message\" name=\"your-message\"><\/textarea><\/span>\n<div class=\"fully\">\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/div>\n<\/div><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-border-size:1px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Making a few bad financial decisions, or falling in hard times can cause any person to lose their self-worth. However, just because you are down due to debts, doesn\u2019t mean that you do not have any rights in this situation. According to Sacramento based Recovery Law Group lawyers, protections have been put in place to make sure that you don\u2019t have to deal with unruly and disturbing collection practices made by creditors and collection agencies. The most important protection extends to your mobile phones.<\/p>\n","protected":false},"author":1,"featured_media":555,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,40],"tags":[],"class_list":["post-548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-collectors","category-debt-settlement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Auto Calls Bullying You? 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