{"id":3264,"date":"2019-11-17T13:08:16","date_gmt":"2019-11-17T13:08:16","guid":{"rendered":"https:\/\/recoverylawgroup.com\/?p=3264"},"modified":"2025-08-08T06:30:59","modified_gmt":"2025-08-08T06:30:59","slug":"can-medical-debts-be-responsible-for-your-bankruptcy","status":"publish","type":"post","link":"https:\/\/recoverylawgroup.com\/staging_D\/can-medical-debts-be-responsible-for-your-bankruptcy\/","title":{"rendered":"Can Medical Debts Be Responsible For Your Bankruptcy?"},"content":{"rendered":"

Call: 888-297-6203<\/a><\/strong><\/p>\n

Filing for bankruptcy is an unfortunate event that may or may not be because of the individual. Sometimes, ill-advised investment or spending beyond your means can be the reason for incurring a huge amount of debts. However, many times, it is unfortunate circumstances like loss of job, costly divorce, unplanned pregnancy or huge medical bills that can be the reason for a bankruptcy filing, say lawyers of Los Angeles based bankruptcy law firm Recovery Law Group.<\/p>\n

Illness is one of the most common causes which leads to bankruptcy filing with nearly 62% of bankruptcy cases attributed to this. Thanks to these staggering statistics, such a situation is also called (unofficially) as \u2018Medical Bankruptcy.\u2019 compared to other patients, it has been observed that cancer patients are twice more likely to file for bankruptcy compared to other people.<\/p>\n

Medical debts of any type, including cosmetic medical debts are unsecured debts. Generally, all unsecured debts are discharged in case of Chapter 7 bankruptcy<\/a>; however, cosmetic medical debts might not be discharged as they are not essential and considered a luxury. In Chapter 13 bankruptcy, your disposable income is used to pay back your debts over a period of 3-5 years\u2019. Any unsecured debt which survives after this period is discharged. Reconstructive cosmetic surgeries are essential and therefore any debt related to the same might be discharged. To get medical debts discharged in bankruptcy, you must file for it at the right time. If you are expecting any follow-up surgeries, it would be wiser to hold on to filing for bankruptcy. To know more about medical debt discharge, you can call experienced bankruptcy lawyers<\/a> at 888-297-6023.<\/p>\n\n

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