{"id":3168,"date":"2019-11-09T17:58:39","date_gmt":"2019-11-09T17:58:39","guid":{"rendered":"https:\/\/recoverylawgroup.com\/?p=3168"},"modified":"2025-08-25T12:05:10","modified_gmt":"2025-08-25T12:05:10","slug":"are-you-filing-for-bankruptcy-know-what-constitutes-an-asset","status":"publish","type":"post","link":"https:\/\/recoverylawgroup.com\/staging_D\/are-you-filing-for-bankruptcy-know-what-constitutes-an-asset\/","title":{"rendered":"Are You Filing For Bankruptcy? Know What Constitutes An Asset"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Call: <a href=\"tel:888-297-6203\">888-297-6203<\/a><\/strong><\/p>\n<p style=\"text-align: justify;\">Filing for bankruptcy requires you to list all your assets and liabilities on your bankruptcy schedule. This is used to determine which of your assets can be exempted and can be kept by you during bankruptcy proceedings and which will be liquidated by the bankruptcy trustee to pay your creditors. To keep any property, you need to specify it in your bankruptcy schedule by providing the exemption provision you are using to protect it, say <a href=\"https:\/\/recoverylawgroup.com\/staging_D\/hire-bankruptcy-attorney-los-angeles\/\">Los Angeles based bankruptcy law firm<\/a> Recovery Law Group lawyers.<\/p>\n<p style=\"text-align: justify;\">Many times, people are either unaware or forget what an asset is. This might cause problems later in their bankruptcy case. Some of the commonly overlooked assets which are often not included in bankruptcy schedule and as a result could lead to confiscation of asset by bankruptcy trustee include:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Unpaid insurance claims<\/li>\n<li>Class action lawsuits<\/li>\n<li>Accumulated vacation pays<\/li>\n<li>Liquor license<\/li>\n<li>Trademarks<\/li>\n<li>Season tickets<\/li>\n<li>Timeshares<\/li>\n<li>Security deposits<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">A 341 hearing where debtor is asked about the assets and liabilities by the bankruptcy trustee is often when bankruptcy filers realise that there are other assets which might be in their name (joint property held by someone else). If the property has less equity, it won\u2019t be a problem, however, if there is a lot of equity involved, it could affect your bankruptcy chapter. You might not be eligible for <a href=\"https:\/\/recoverylawgroup.com\/staging_D\/chapter-7-bankruptcy\/\">chapter 7 bankruptcy<\/a> with all these additional incomes and assets.<\/p>\n<p style=\"text-align: justify;\">Sometimes, people assume that certain things are assets whereas they aren\u2019t. This can be in case of homes and cars. Whether they are an asset, or a liability depends on not their worth, but what you still owe on it. If the property is worth less than what you owe for it, it is not an asset for you but for the secured creditor. In such a case, the debtor should not use their exemption for maintaining the asset. To know which of your belongings are an asset and should be protected through exemption, you can consult with experienced bankruptcy lawyers by calling 888-297-6023.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f79-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"79\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging_D\/wp-json\/wp\/v2\/posts\/3168#wpcf7-f79-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"79\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f79-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"uacf7-form-wrapper-container uacf7-form-79  \"><div class=\"full\">\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"first-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name\" value=\"\" type=\"text\" name=\"first-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name\" value=\"\" type=\"text\" name=\"last-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone-no\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"text\" name=\"phone-no\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"zip-code\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"text\" name=\"zip-code\" \/><\/span>\n<\/div>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" id=\"condition-detail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Message\" name=\"your-message\"><\/textarea><\/span>\n<div class=\"fully\">\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/div>\n<\/div><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-border-size:1px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Call: 888-297-6203 Filing for bankruptcy requires you to list all your assets and liabilities on your bankruptcy schedule. This is used to determine which of your assets can be exempted and can be kept by you during bankruptcy proceedings and which will be liquidated by the bankruptcy trustee to pay your creditors. To keep any property, you need to specify it in your bankruptcy schedule by providing the exemption provision you are using to protect it, say Los Angeles based bankruptcy law firm Recovery Law Group lawyers. Many times, people are either unaware or forget what an asset  [&#8230;]<\/p>\n","protected":false},"author":4,"featured_media":3272,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[80],"class_list":["post-3168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankruptcy","tag-bankruptcy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Bankruptcy Filing: What Qualifies as an Asset?<\/title>\n<meta name=\"description\" content=\"Filing for bankruptcy? Learn what qualifies as an asset and how it affects case. 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