{"id":2948,"date":"2019-10-24T13:28:00","date_gmt":"2019-10-24T13:28:00","guid":{"rendered":"https:\/\/recoverylawgroup.com\/?p=2948"},"modified":"2023-04-11T08:10:59","modified_gmt":"2023-04-11T08:10:59","slug":"can-student-loans-be-discharged-in-chapter-13-bankruptcy","status":"publish","type":"post","link":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/","title":{"rendered":"Can Student Loans be Discharged in Chapter 13 Bankruptcy?"},"content":{"rendered":"<p style=\"text-align: left;\">Unlike chapter 7 which is a liquidation bankruptcy, chapter 13 involves the reorganization of debts. Student loans are priority debts that cannot be discharged during any bankruptcy chapter unless you can prove hardship. In the case of chapter 13, you can include them with the court\u2019s permission in your repayment plan. Surprisingly, say <a href=\"https:\/\/recoverylawgroup.com\/staging_D\/bankruptcy-attorney-in-dallas\/\">Dallas based bankruptcy law firm<\/a> Recovery Law Group many people are unaware that student loans cannot be modified, hence they do not include them. However, these debts can be reduced as well as modified during bankruptcy.<\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/recoverylawgroup.com\/staging_D\/chapter-13\/\">Chapter 13 bankruptcy<\/a> involves a repayment plan which can include both federal and private loans. Over a period of 3-5 years, you can repay your debts using your disposable income. Any unsecured debts which remain are discharged at the end of the bankruptcy. This is the best option for people who earn more as a result of which cannot qualify for chapter 7 bankruptcy. Since every case is unique, depending on your student loan and your case details, the loan could be included, modified or partially discharged by the court. A bankruptcy attorney can help you either reduce the student loan or modify the same. If you need an experienced bankruptcy attorney you can call 888-297-6023.<\/p>\n<p style=\"text-align: left;\"><strong>Important factors which can help in case of student loan debt discharge or modification<\/strong><\/p>\n<ul>\n<li style=\"text-align: left;\"><strong>Good faith<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: left;\">Efforts made by the debtor to negotiate with the loan servicer in good faith make an impression on the bankruptcy judge. With good communication, you can negotiate flexible payment plans with private lenders too. Good communication skills are important for this. You need to report any change in circumstances as well as update paperwork on time to show your commitment towards repaying your debt. Additionally, if the loan servicer has been violating any debt collection laws, you can report it too.<\/p>\n<ul>\n<li style=\"text-align: left;\"><strong>Standing issues<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: left;\">The loan servicer needs to demonstrate the burden of proof to secure the judgment. This point has been successfully used by many bankruptcy attorneys to ask lenders to prove that they own the debt which they are trying to collect from the debtor. If they lack proper documentation for the proof, the loan cannot be enforced.<\/p>\n<ul>\n<li style=\"text-align: left;\"><strong>Unfair terms<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: left;\">The student loan has predatory terms that can be challenged by bankruptcy lawyers. To make the terms fairer for the borrower, the court might adjust the terms.<\/p>\n<p style=\"text-align: left;\"><strong>Bankruptcy Code<\/strong><\/p>\n<p style=\"text-align: left;\">The Bankruptcy Code 11 U.S.C. \u00a7 523 (a) (8) is loosely interpreted by federal courts. Most debts do not qualify as student loans and therefore can be exempted from discharge. These include transportation, prep course, computer, internet and living costs during schooling. Bankruptcy code is being amended by the congress to address the student loan debt crisis.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f79-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"79\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging_D\/wp-json\/wp\/v2\/posts\/2948#wpcf7-f79-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"79\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f79-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"uacf7-form-wrapper-container uacf7-form-79  \"><div class=\"full\">\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"first-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name\" value=\"\" type=\"text\" name=\"first-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name\" value=\"\" type=\"text\" name=\"last-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone-no\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"text\" name=\"phone-no\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"zip-code\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"text\" name=\"zip-code\" \/><\/span>\n<\/div>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" id=\"condition-detail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Message\" name=\"your-message\"><\/textarea><\/span>\n<div class=\"fully\">\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/div>\n<\/div><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-border-size:1px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Unlike chapter 7 which is a liquidation bankruptcy, chapter 13 involves the reorganization of debts. Student loans are priority debts that cannot be discharged during any bankruptcy chapter unless you can prove hardship. In the case of chapter 13, you can include them with the court\u2019s permission in your repayment plan. Surprisingly, say Dallas based bankruptcy law firm Recovery Law Group many people are unaware that student loans cannot be modified, hence they do not include them. However, these debts can be reduced as well as modified during bankruptcy. Chapter 13 bankruptcy involves a repayment plan which can  [&#8230;]<\/p>\n","protected":false},"author":4,"featured_media":3091,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[60],"class_list":["post-2948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chapter-13-bankruptcy","tag-chapter-13-bankruptcy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Chapter 13 Bankruptcy: Discharging Student Loans?<\/title>\n<meta name=\"description\" content=\"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chapter 13 Bankruptcy: Discharging Student Loans?\" \/>\n<meta property=\"og:description\" content=\"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Recovery Law\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-24T13:28:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-11T08:10:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Team Flexsin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team Flexsin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/\"},\"author\":{\"name\":\"Team Flexsin\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/#\\\/schema\\\/person\\\/2c79a36e19c55bd0c0c743495ec70fe7\"},\"headline\":\"Can Student Loans be Discharged in Chapter 13 Bankruptcy?\",\"datePublished\":\"2019-10-24T13:28:00+00:00\",\"dateModified\":\"2023-04-11T08:10:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/\"},\"wordCount\":456,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/8-2.png\",\"keywords\":[\"Chapter 13 Bankruptcy\"],\"articleSection\":[\"Chapter 13 Bankruptcy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/\",\"url\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/\",\"name\":\"Chapter 13 Bankruptcy: Discharging Student Loans?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/8-2.png\",\"datePublished\":\"2019-10-24T13:28:00+00:00\",\"dateModified\":\"2023-04-11T08:10:59+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/#\\\/schema\\\/person\\\/2c79a36e19c55bd0c0c743495ec70fe7\"},\"description\":\"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#primaryimage\",\"url\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/8-2.png\",\"contentUrl\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/8-2.png\",\"width\":1200,\"height\":400,\"caption\":\"Chapter 13 Bankruptcy\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can Student Loans be Discharged in Chapter 13 Bankruptcy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/#website\",\"url\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/\",\"name\":\"Recovery Law\",\"description\":\"A Consumer Protection Law Firm\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/#\\\/schema\\\/person\\\/2c79a36e19c55bd0c0c743495ec70fe7\",\"name\":\"Team Flexsin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g\",\"caption\":\"Team Flexsin\"},\"url\":\"https:\\\/\\\/recoverylawgroup.com\\\/staging_D\\\/author\\\/flexsin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Chapter 13 Bankruptcy: Discharging Student Loans?","description":"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Chapter 13 Bankruptcy: Discharging Student Loans?","og_description":"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.","og_url":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/","og_site_name":"Recovery Law","article_published_time":"2019-10-24T13:28:00+00:00","article_modified_time":"2023-04-11T08:10:59+00:00","og_image":[{"width":1200,"height":400,"url":"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png","type":"image\/png"}],"author":"Team Flexsin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Team Flexsin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#article","isPartOf":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/"},"author":{"name":"Team Flexsin","@id":"https:\/\/recoverylawgroup.com\/staging_D\/#\/schema\/person\/2c79a36e19c55bd0c0c743495ec70fe7"},"headline":"Can Student Loans be Discharged in Chapter 13 Bankruptcy?","datePublished":"2019-10-24T13:28:00+00:00","dateModified":"2023-04-11T08:10:59+00:00","mainEntityOfPage":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/"},"wordCount":456,"commentCount":0,"image":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#primaryimage"},"thumbnailUrl":"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png","keywords":["Chapter 13 Bankruptcy"],"articleSection":["Chapter 13 Bankruptcy"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/","url":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/","name":"Chapter 13 Bankruptcy: Discharging Student Loans?","isPartOf":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/#website"},"primaryImageOfPage":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#primaryimage"},"image":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#primaryimage"},"thumbnailUrl":"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png","datePublished":"2019-10-24T13:28:00+00:00","dateModified":"2023-04-11T08:10:59+00:00","author":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/#\/schema\/person\/2c79a36e19c55bd0c0c743495ec70fe7"},"description":"Chapter 13 bankruptcy involves a repayment plan which can include both federal and private loans. Read blog to get moew information.","breadcrumb":{"@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#primaryimage","url":"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png","contentUrl":"https:\/\/recoverylawgroup.com\/staging_D\/wp-content\/uploads\/2019\/10\/8-2.png","width":1200,"height":400,"caption":"Chapter 13 Bankruptcy"},{"@type":"BreadcrumbList","@id":"https:\/\/recoverylawgroup.com\/staging_D\/can-student-loans-be-discharged-in-chapter-13-bankruptcy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/recoverylawgroup.com\/staging_D\/"},{"@type":"ListItem","position":2,"name":"Can Student Loans be Discharged in Chapter 13 Bankruptcy?"}]},{"@type":"WebSite","@id":"https:\/\/recoverylawgroup.com\/staging_D\/#website","url":"https:\/\/recoverylawgroup.com\/staging_D\/","name":"Recovery Law","description":"A Consumer Protection Law Firm","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/recoverylawgroup.com\/staging_D\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/recoverylawgroup.com\/staging_D\/#\/schema\/person\/2c79a36e19c55bd0c0c743495ec70fe7","name":"Team Flexsin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/444fba9e891b0e19d1c2d245117ff9365bd143196e686b913c0b62dc4585ab7d?s=96&d=mm&r=g","caption":"Team Flexsin"},"url":"https:\/\/recoverylawgroup.com\/staging_D\/author\/flexsin\/"}]}},"_links":{"self":[{"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/posts\/2948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/comments?post=2948"}],"version-history":[{"count":2,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/posts\/2948\/revisions"}],"predecessor-version":[{"id":4487,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/posts\/2948\/revisions\/4487"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/media\/3091"}],"wp:attachment":[{"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/media?parent=2948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/categories?post=2948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/recoverylawgroup.com\/staging_D\/wp-json\/wp\/v2\/tags?post=2948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}