{"id":1210,"date":"2019-05-07T05:19:04","date_gmt":"2019-05-07T05:19:04","guid":{"rendered":"https:\/\/recoverylawgroup.com\/?p=1210"},"modified":"2025-08-06T06:33:18","modified_gmt":"2025-08-06T06:33:18","slug":"are-debt-collectors-still-harassing-you-heres-what-you-can-do","status":"publish","type":"post","link":"https:\/\/recoverylawgroup.com\/staging_D\/are-debt-collectors-still-harassing-you-heres-what-you-can-do\/","title":{"rendered":"Are Debt Collectors Still Harassing You? Here\u2019s What You Can Do"},"content":{"rendered":"<p style=\"text-align: justify;\">If you are facing economic problems due to which you are unable to make payments on your dues and\u00a0are being harassed\u00a0by collection agents, then you are in for luck. As per lawyers of Los Angeles based law firm Recovery Law Group, under certain circumstances, such collectors\u00a0can be\u00a0held liable for harassing people and may have to pay the consumer for calling them up on cell phone. According to\u00a0<a style=\"color: blue;\" href=\"https:\/\/recoverylawgroup.com\/staging_D\/hire-bankruptcy-attorney-los-angeles\/\">Bankruptcy Attorney Los Angeles<\/a>, there are strict laws in place which prohibit the use of automated dialling machines by debt collectors. However, it is important that you recognize the signs of automated dialling before approaching a bankruptcy lawyer\u00a0near me\u00a0with the case. Chances are that the collection agency is using an\u00a0auto-dialler\u00a0if you have observed:<\/p>\n<ul>\n<li style=\"text-align: justify;\">Few moments of silence when you pick the call,<\/li>\n<li style=\"text-align: justify;\">Pre-recorded messages play when you pick the call.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Despite this being a punishable offense, debt collectors get around the rule because many times the creditor inadvertently provides them with the permission to call their cell phone. In case you have provided your cell phone number as the contact number in the original contract, then nobody else\u00a0can be\u00a0held liable. This piece of information gives the collectors permission and thereby protects them or the debt buyer from any fine.<\/p>\n<p style=\"text-align: justify;\">In case, you did not\u00a0provide\u00a0your cell number to the debt collector or the creditor in the documents and they obtained it from any other source, then, they\u00a0can be\u00a0held liable for the violation of the Telephone Consumer Protection Act (TCPA) every the time they call your cell phone using the\u00a0auto-dialler. The\u00a0TCPA\u00a0violations can result in a $500 fine per violation and even $1500 per call, if the violation is wilfully done.<\/p>\n<p style=\"text-align: justify;\"><strong>Options available to customers who are being harassed by auto-dialled phone calls<\/strong><\/p>\n<p style=\"text-align: justify;\">In case the customer had provided their cell phone to the debt collector, but not the original creditor; but now no longer wish to receive any more collection calls on their cell phone can have a way out. They need to send a letter through certified mail to the debt collector, specifically stating \u201cI revoke any permission that I may have ever given you or anyone else to call me on my cell phone about this account. My cell phone number is _____. Never contact call me at this number again.\u201d<\/p>\n<p style=\"text-align: justify;\">If you want to take legal action against debt collectors for automated calls, you need to prove that these records are\u00a0a violation of\u00a0the\u00a0TCPA.\u00a0The violation of\u00a0TCPA\u00a0occurs as soon as your phone\u00a0is dialled by the\u00a0caller. It is\u00a0therefore\u00a0important that you\u00a0maintain\u00a0a record of any call received, including hang-ups. You can <a style=\"color: blue;\" href=\"https:\/\/recoverylawgroup.com\/staging_D\/our-attorneys\/\">consult a bankruptcy lawyer<\/a> to help you attain phone logs for tracking\u00a0TCPA\u00a0violations.<\/p>\n<p style=\"text-align: justify;\">Apart from calls, any messages received by the consumer\u00a0regarding\u00a0debt collection are also punishable violations under the Fair Debt Collection Practices Act (FDCPA) apart from State consumer laws. If you want the debt collectors answered for the harassment you suffer due to their incessant calls and messages, ensure that you document every call and message received.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f79-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"79\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging_D\/wp-json\/wp\/v2\/posts\/1210#wpcf7-f79-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-no-moving-animation\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"79\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f79-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"uacf7-form-wrapper-container uacf7-form-79  \"><div class=\"full\">\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"first-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name\" value=\"\" type=\"text\" name=\"first-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name\" value=\"\" type=\"text\" name=\"last-name\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone-no\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"text\" name=\"phone-no\" \/><\/span>\n<\/div>\n<div class=\"half\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"zip-code\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"text\" name=\"zip-code\" \/><\/span>\n<\/div>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email Address\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" id=\"condition-detail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Message\" name=\"your-message\"><\/textarea><\/span>\n<div class=\"fully\">\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/div>\n<\/div><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize awb-alert-native-link-color alert-dismissable awb-alert-close-boxed\" style=\"--awb-border-size:1px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>If you are facing economic problems due to which you are unable to make payments on your dues and\u00a0are being harassed\u00a0by collection agents, then you are in for luck. As per lawyers of Los Angeles based law firm Recovery Law Group, under certain circumstances, such collectors\u00a0can be\u00a0held liable for harassing people and may have to pay the consumer for calling them up on cell phone. According to\u00a0Bankruptcy Attorney Los Angeles, there are strict laws in place which prohibit the use of automated dialling machines by debt collectors. However, it is important that you recognize the signs of automated  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1211,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[70,174,165,173],"class_list":["post-1210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankruptcy","tag-bankruptcy-attorney-los-angeles","tag-bankruptcy-lawyer-near-me","tag-consult-a-bankruptcy-lawyer","tag-debt-collectors"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Are Debt Collectors Harassing You - Call Us Today<\/title>\n<meta name=\"description\" content=\"Still facing debt collector harassment? 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